Life Insurance

Life Insurance guarantees that in the event of the insured’s death, a death benefit will be paid to the insured’s beneficiaries.  There are many different types of life insurance policies, when deciding which type and amount is right for you, you’ll need to answer these questions:

  • What do you want the insurance to cover?
  • What amount of coverage do you need?
  • How long will you need the coverage for?
  • What’s your budget for life insurance?

The goal of life insurance is to provide a measure of financial security for your family after you die.  Everyone can benefit from life insurance, if only to pay for final expenses.  People with children, or other family members that are financially dependent on them may need more life insurance than those who have other needs and goals.  The best way to determine if you need life insurance is to ask yourself, “Would my family be able to live tomorrow as they do today, if I were no longer around?”  If the answer is no, then you should look into purchasing life insurance.

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